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Finance & Accounting Cost & Pricing

What finance & accounting outsourcing actually costs: pricing models, indicative hourly rates by delivery country, and the factors that move your quote up or down.

Finance & Accounting providers to get quotes from

24 providers
1 Focus Medical Software (Lytec 2015) logo
1 Focus Medical Software (Lytec 2015)
San Francisco, United States

Medical billing service and software reseller specializing in Lytec 2015 and Dragon Medical Practice Edition for medical offices.

HIPAA
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1Source BPO logo
1Source BPO
United States·Retainer

AI-powered BPO and remote staffing solutions offering virtual assistants, AI agents, and full-time outsourcing services for business growth.

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24/7 Medical Billing Services logo
24/7 Medical Billing Services
Marietta, United States·500+ staff · Per seat

24/7 Medical Billing Services provides end-to-end medical billing, coding, denial management, and RCM for US healthcare practices of all specialties.

HIPAA
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3B
360 Bookkeeping LLC
Tampa, United States

360 Bookkeeping LLC is a Tampa-based remote bookkeeping firm offering cleanup, reconciliations, payroll, and financial statements for small businesses.

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3Alpha Outsourcing Services logo
3Alpha Outsourcing Services
Ahmedabad, India·51-200 staff

India-based data digitization and outsourcing company offering data entry, data conversion, data mining, accounting, and payroll services since 2008.

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904 Bookkeeping logo
904 Bookkeeping
Jacksonville, United States·Retainer

904 Bookkeeping is a Jacksonville-based QuickBooks bookkeeping and payroll practice serving small to mid-sized Florida businesses.

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A business process management company with innovative solutions logo
A business process management company with innovative solutions
Hourly

Cogneesol provides back-office, data entry, finance, and insurance BPO services, primarily for small to mid-size businesses seeking offshore outsourced support.

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AAG Wise Bookkeeping LLC logo
AAG Wise Bookkeeping LLC
Fox Lake, United States·Retainer

Remote bookkeeping and payroll services for small businesses in Northern Illinois, powered by a Certified QuickBooks Online ProAdvisor.

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A
AI
India

Radical Minds Technologies is an India-based BPO with 15+ years offering CX, healthcare RCM, finance, collections, RPO, and AI chatbot services.

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AI Builders Bridging the Gap from AI to Impact | Cognizant logo
AI Builders Bridging the Gap from AI to Impact | Cognizant
Teaneck, United States·300,000+ staff · Retainer

Cognizant is a large-scale IT outsourcing and business process services firm serving enterprise clients across healthcare, financial services, and manufacturing.

HIPAASOC 2
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AI-Driven Business Transformation Company - Sutherland logo
AI-Driven Business Transformation Company - Sutherland
United States·40000+ staff · Outcome-based

AI-driven business transformation company delivering measurable outcomes through end-to-end digital engineering and intelligent operations.

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AI-Powered Managed Services & Business Process Outsourcing logo
AI-Powered Managed Services & Business Process Outsourcing
United States

Rely Services is a trusted BPO company with 25+ years of experience delivering data entry, finance & accounting, and industry-specific back-office solutions to 1,000+ clients worldwide.

HIPAA
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AI-Powered Supply Chain & Ecommerce Services | Vserve logo
AI-Powered Supply Chain & Ecommerce Services | Vserve

Vserve Solution provides AI-assisted ecommerce back-office and supply chain BPO services, covering product data management, procurement, and order operations.

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AKM Global logo
AKM Global
India·600+ staff

India-based tax, accounting, and business advisory firm offering end-to-end corporate, regulatory, and outsourcing solutions.

HITRUST
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AR Medical Billing logo
AR Medical Billing
United States

Medical billing and revenue cycle management provider serving healthcare practices since 2008, from solo practitioners to large facilities.

HIPAA
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ASL BPO | Get Top-Rated Outsourcing Solutions in Bangladesh | Contact Us Today! logo
ASL BPO | Get Top-Rated Outsourcing Solutions in Bangladesh | Contact Us Today!
Dhaka, Bangladesh

Bangladesh-based BPO provider offering back office support, customer care, data entry, IT services, and digital marketing solutions.

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Access Healthcare | Transforming Revenue Cycle Management logo
Access Healthcare | Transforming Revenue Cycle Management
United States

Access Healthcare provides end-to-end revenue cycle management and healthcare BPO services, including RCM automation via its Echo platform, for US healthcare providers and payers.

HIPAA
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Access Healthcare | Transforming Revenue Cycle Management logo
Access Healthcare | Transforming Revenue Cycle Management
United States

Access Healthcare provides revenue cycle management, healthcare BPO, and AI-driven automation for hospitals, health plans, dental practices, and RCM partners.

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Accounting, taxes, HR and payroll outsourcing in Poland | getsix logo
Accounting, taxes, HR and payroll outsourcing in Poland | getsix
Poland·201-500 staff · Retainer

getsix provides accounting, payroll, HR, tax, and legal outsourcing in Poland, serving foreign investors and medium-to-large companies operating in the Polish market.

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Accountor – Financial, Payroll & HR Services | Part of Aspia Group logo
Accountor – Financial, Payroll & HR Services | Part of Aspia Group
Espoo, Finland·1,000-5,000 staff

Accountor provides outsourced financial management, payroll, and HR services to businesses across Finland, Norway, Denmark, the Netherlands, and Ukraine.

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Accredited Call Center Services Provider in the Philippines logo
Accredited Call Center Services Provider in the Philippines
Manila, Philippines·Per seat

Magellan Solutions is a Philippines-based BPO provider offering call center, back-office, and virtual assistant services primarily for SMEs.

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Adequate Bookkeeping logo
Adequate Bookkeeping
Newark, United States

Outsourced bookkeeping, accounting, and payroll services for businesses across multiple industries, delivered by certified accountants.

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Affordable Call Center & Virtual Assistant Services | IdeasUnlimited logo
Affordable Call Center & Virtual Assistant Services | IdeasUnlimited
Houston, United States·Hourly

IdeasUnlimited provides call center, virtual assistant, lead generation, and medical billing services for small to mid-sized US businesses across multiple verticals.

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Agentic and Advanced Technology Solutions | Genpact logo
Agentic and Advanced Technology Solutions | Genpact
10,000+ staff · Retainer

Genpact is a global BPO and agentic AI operations firm specializing in finance, accounting, customer care, and back-office services for large enterprises.

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Showing top 24 of 334 providers. Use the filters above to narrow results.

Common pricing models

  • Monthly retainer or fixed fee (most common for ongoing FAO): core bookkeeping starts at $300 to $600 per month for basic record-keeping; standard SMB bookkeeping runs $500 to $3,000 per month; a complete managed finance function covering AP, AR, payroll, and reporting typically costs $650 to $1,800 per month; controller-level services range from $2,000 to $8,000 per month; mid-market Finance as a Service (FaaS) engagements for medium-sized businesses average $5,000 to $20,000 per month. All figures are indicative 2025 to 2026 ranges, actual cost depends on entity count, transaction volume, payroll headcount, and close complexity.
  • Hourly or project-based (for ad hoc, audits, or transition support): US-based CPA or controller-level project work typically runs $75 to $500 per hour depending on specialization. Offshore providers charge $20 to $100 per hour for similar work, though communication overhead can affect total project time. Indicative only.
  • Per-seat or dedicated FTE model (for larger or ongoing back-office teams): some FAO vendors price by dedicated finance FTE, offshore finance staff in India or the Philippines typically falls in the $6 to $16 per agent hour range for transaction-level work (bookkeeping, AP, AR, payroll admin). Nearshore LatAm finance staff runs $10 to $22 per hour. Onshore US finance BPO staff runs $22 to $50 plus per hour. Dedicated FTE models suit buyers who want process ownership and team continuity rather than shared-pool staffing.
  • Virtual CFO or CFO advisory retainer: strategic finance and CFO-level outsourcing commands $3,000 to $15,000 per month depending on the scope of board reporting, modeling, fundraising support, and time commitment. This is a different engagement from bookkeeping or controllership, do not compare these on hourly rate alone.

What drives the cost

  • Delivery geography (offshore vs nearshore vs onshore) — the single biggest driver.
  • Seniority and specialisation of the team (agents vs analysts vs licensed professionals).
  • Engagement model — per-hour, per-seat (dedicated FTE), per-transaction, or outcome-based.
  • Volume and contract length — larger, longer commitments earn better rates.
  • Compliance and security requirements (HIPAA, PCI DSS, SOC 2) add overhead.
  • Language coverage and hours (24/7 or multilingual support costs more).

Indicative hourly rates by country

Blended ranges in USD — indicative only; actual quotes depend on scope, seniority, volume, and compliance needs.

  • India: $8–18/hr — Largest talent pool; lowest cost tier.
  • Philippines: $8–16/hr — Strong voice/CX; neutral English accent.
  • Egypt: $10–20/hr — Multilingual (Arabic/EN/FR); EMEA hours.
  • South Africa: $12–22/hr — Native English; UK/EU timezone overlap.
  • Colombia: $12–25/hr — Nearshore to US; Spanish + English.
  • Mexico: $15–28/hr — US nearshore; strong timezone overlap.
  • Poland: $20–40/hr — Eastern Europe; strong IT/KPO talent.
  • United Kingdom: $35–70/hr — Onshore; premium/specialist work.
  • Canada: $30–55/hr — Onshore North America.
  • United States: $40–80/hr — Onshore; highest cost tier.

Frequently asked questions

How much does finance & accounting outsourcing cost?
Indicative blended rates run from roughly $8 to $18 an hour offshore (for example India) up to $40 to $80 an hour onshore (United States). Where the work is delivered is the single biggest cost driver, followed by team seniority and volume.
What pricing models are used for finance & accounting outsourcing?
The common models are per hour, per dedicated seat (a full-time agent or analyst), per transaction or item processed, and outcome-based pricing. Vendors usually quote one or two of these depending on how predictable your volume is.
Which countries are cheapest for finance & accounting outsourcing?
India and Philippines sit in the lowest tier at roughly $8 to $16 an hour. Nearshore options such as Colombia and Mexico cost more but add US timezone overlap; onshore United States is the top of the range.
What makes finance & accounting outsourcing more or less expensive?
Delivery geography (offshore vs nearshore vs onshore) — the single biggest driver. Seniority and specialisation of the team (agents vs analysts vs licensed professionals). Engagement model — per-hour, per-seat (dedicated FTE), per-transaction, or outcome-based.

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